Nick has been depositing $ 160 in a savings account every three months for the past three years. This account paid 4 % convertible semiannually. Nick has just made the last deposit. Nick is buying a car for $ 10000. He is taking out a car loan. He will use the accumulated value of his savings account as the downpayment on the car. The loan is at 9 % convertible semiannually and has a term of 3 years. Find the size of Nick's monthly car loan payment.

Nick's monthly car payment = $ ?