Suzanne opens an account at a local bank on January 1, 2004 with a deposit of 3200 dollars. On October 1, 2004 she withdraws 1570 dollars. On April 1, 2005 she withdraws 730 dollars. And on April 1, 2007 she deposits 2080 dollars. Find the total present value of these transactions on July 1, 2006, if the account earns interest at a nominal rate of 9.2 percent convertible quarterly.

Answer = dollars.