Paolo borrows 19000 dollars from Anna at an effective rate of 9.1 percent, and agrees to make 15 equal annual payments (the first a year from now) to repay the loan. Immediately after Paolo makes the 11th payment, Anna sells the loan to Carlo. If Anna's total yield rate (on both the original loan and the sale to Carlo) is 5.3 percent effective, how much does Carlo pay Anna for the loan?
Answer = dollars.